USA Cheapest Car insurance in Washington is Geico
USA Cheapest Car Insurance. According to Coverage Cat, Geico has the cheapest auto insurance, with premiums of about $135 per month. The median Washingtonian person pays $140 per month or $1,680 per year for auto insurance, while the median Washingtonian person with Geico coverage pays only $1,620 per year, a savings of about $60 per year.
- Median monthly premium
Why You Should Trust Us
I first purchased insurance over 15 years ago when I lost two teeth due to an injury. Frustrated by how little insurance coverage I received, I began researching how to use and buy insurance efficiently.
From that experience, I chose to begin Inclusion Feline as a way for individuals to find straightforward evaluating information about their protection and utilize that data to go with better decisions.
I need to assist all Americans with trying not to overpay for costly protection they don’t require and get the perfect inclusion at the perfect cost. USA Cheapest Car Insurance
Prior to founding Coverage Cat and becoming a licensed insurance agent, I spent the past 10 years in quantitative roles at Google, Two Sigma, and Microsoft. USA Cheapest Car Insurance
To determine our top picks, Coverage Cat created a proprietary database of over 11,000 quotes for Washington drivers. The dataset included drivers ranging in age from 16 to 70, driving cars up to 15 years old, and from a variety of makes. By using thousands of estimates, the data can be normalized to provide a randomly generated median for Washington drivers. USA Cheapest Car Insurance
To avoid unbalanced comparisons of insurance prices, we exclude insurance companies with fewer than 1,000 quotes. Internally, we use this and other datasets to match Coverage Cat users with the best policies for their needs. USA Cheapest Car Insurance
Our dataset is continually adjusted and made available to our clients in real time. Specific figures in this article may differ slightly from the most recent data contained in the graphs above.
If you are a car owner or live with a car owner and drive their car, you need auto insurance. By law, minimum insurance coverage is required for all motor vehicles in Washington. Auto insurance may also be required if you regularly rent or do not rent a car. USA Cheapest Car Insurance
We have prepared this data and written this guide for people trying to make smart money choices based on the data. Finding the best value for your money is not easy, as auto insurance prices and eligibility vary widely from person to person. USA Cheapest Car Insurance
Cheapest Auto Insurance Quotes for Young Drivers in Washington
According to Coverage Cat, Progressive had the cheapest insurance rates for young Washington drivers ages 20 to 30, at about $139 per month. Younger drivers, especially those under the age of 25, are at higher risk for accidents, which can result in significantly higher premiums:
The median Washington resident between the ages of 20 and 30 pays $142 per month ($1,704 per year) for auto insurance by purchasing cheaper Progressive coverage, a savings of $36 per year.
- Median Monthly Premium
Cheapest Auto Insurance Quotes for Washington Drivers with Older Cars
Auto insurance generally gets cheaper as cars get older, but finding the right policy and coverage can still save you money; Coverage Cat found that Geico’s auto insurance was the cheapest for older cars, with premiums for a 10-year-old car costing about $114 per month.
On the other hand, the median Washington resident pays $131 more per month or $204 more per year than the median driver with Geico insurance. USA Cheapest Car Insurance
As cars age and depreciate, it is important to reevaluate your insurance needs, including whether you should buy comprehensive or collision coverage, as insurance companies will no longer pay for repairs or replacements after an accident. USA Cheapest Car Insurance
- Median Monthly Premium
Least expensive accident protection for male drivers in Washington
The cheapest auto insurance quote for male drivers in Washington was $120/month from Geico. The median cost for male drivers was slightly higher at $140/month, but for Geico drivers this translates to an annual savings of $240.USA Cheapest Car Insurance
- Median monthly premium
Washington’s USA Cheapest Car Insurance for Female Drivers
For female drivers in Washington, the lowest median monthly premium was $143/month for Progressive. Also, according to Coverage Cat, female drivers in Washington paid slightly more than male drivers, with a median of $146/month. This is only $6 more per month, but $72 more per year.
- Median Monthly Premium
Washington’s Minimum Required Insurance Premiums
In Washington State, the minimum liability insurance required by law is 25/50/10. This means $25,000 per person for bodily injury liability insurance and $10,000 for property damage liability insurance, for a total of $50,000. Bodily injury liability insurance covers medical and other expenses incurred in the event of an accident, while property liability insurance covers repairs to other vehicles and property such as fences and walls.
While minimum liability insurance is inexpensive, it may not fully cover the cost of damages and injuries caused by an accident. In the event of a multi-vehicle collision or serious injury to another driver, the cost can be much higher than the limits of minimum liability insurance.
In addition, Washington is one of the states with the lowest minimum property damage limits, and as inflation drives up auto prices and repair costs, the likelihood that an accident will exceed the minimum limits increases even more. If accident costs exceed either the bodily injury or property damage limits, the insurance company is only obligated to pay up to the limits it has purchased, and you are responsible for any additional costs. USA Cheapest Car Insurance
Washington Auto Insurance After an Accident or Ticket Violation
Drivers who are involved in an accident or receive a ticket in Washington are a higher risk to their insurance company, which may result in higher auto insurance premiums. The exact impact on your premiums will depend on factors such as the severity of the accident, the type of ticket you received, and your driving record.
If the ticket was for a serious offense, such as reckless driving or DUI, your premiums may increase significantly and your insurance company may choose not to renew your policy. If you are unable to renew your policy or obtain a new one, Washington State offers coverage for underinsured drivers through its auto insurance plans.USA Cheapest Car Insurance
Frequently Asked Questions
Q: Is insurance expensive in Washington?
A: Auto insurance in Washington is less expensive than the national average.The Public Relationship of Protection Magistrates (NAIC) gauges that Washington drivers pay 3.75% less for protection than drivers nationwide.The NAIC’s 2019 Accident coverage Information base Report assesses that the normal monthly premium for auto insurance was $100 nationally and $96.25 in Washington State The report estimates.
Q: Which companies offer the cheapest insurance in Washington State?
A: According to Coverage Cat, the cheapest auto insurance in Washington State is Geico, with premiums around $135/month, lower than the median of $140/month. However, depending on your insurance needs, other companies may have lower (better) premiums.
Q: How can I get lower auto insurance rates in WA?
A: Coverage Cat has found that Geico drivers have lower premiums overall, but switching to one company does not necessarily mean you will save money. We recommend shopping for insurance at least once every two years, getting multiple quotes, and reevaluating your insurance needs each time. If this sounds like a hassle, try Coverage Cat. We offer the best coverage for your needs at the best price.
The content of this article is based solely on the author’s opinion and recommendation. This article has not been previewed, paid for, commissioned, or otherwise endorsed by any of Coverage Cat’s partners.
Coverage Cat’s analysis uses premium rate information derived from our proprietary datasets. These rates are publicly available and are for informational purposes only. Customer quotes may vary.
Frequently Asked Questions
What are the benefits of enrolling in Coverage Cat?
- We will customize a policy to fit your risk preferences and coverage needs.
What types of insurance coverage does Coverage Cat optimize?
- We currently broker renter’s insurance, auto insurance, homeowner’s insurance, and liability insurance (umbrella insurance). We do not assist in optimizing medical or commercial insurance.
What is wrong with my current insurance policy?
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