Cheap Auto Insurance Save Money with Cheap Auto Insurance
Looking for cheap auto insurance but worried about sacrificing quality and service for affordability? GEICO has you covered. The word “cheap” in car insurance may be scary, but it doesn’t have to be; at GEICO, cheap car insurance means something completely different. It is affordable. It’s suitable for your budget. It offers 24/7 customer service and top-of-the-line auto insurance.
Here at GEICO, quality does not fall short when it comes to providing our customers with affordable auto insurance and great customer service. Get a free collision protection statement and perceive the amount you can save. Keep reading to learn more about how our cheap car insurance is different from others.
How to lower your auto insurance premiums
The cost you pay for collision protection relies upon various variables. Comparing auto insurance rates to find the most affordable premium for you can help. However, there are many ways to lower your auto insurance rates:
- Add more than one car or driver to your policy
- Bundling auto and home insurance
- Pay your premiums in a lump sum
- Complete a defensive driving course
- Keep a clean driving record
- Update your policy information regularly
- Review your limits and deductibles
- Inform yourself of any safety or anti-theft devices in your vehicle
- Consider which type of vehicle to purchase
Frequently Asked Questions
What are the benefits of low-cost auto insurance?
Just because it’s affordable car insurance doesn’t mean you have to compromise on service or special features – GEICO’s low-cost car insurance comes standard with attractive benefits that go beyond low monthly premiums.
GEICO auto insurance offers the following features
Fast and fair claims and policy service
- Magnificent client care, accessible 24 hours per day, 7 days every week, 365 days per year.
- Lump-sum payments, low down payments, and convenient payment plans.
- Coverage options to meet your individual insurance needs
- Easy access to auto insurance through GEICO Mobile, online or by phone.
- At GEICO, we work hard every day to keep your premiums low.
- At GEICO, we work hard every day to keep your premiums low.
- At GEICO, we work hard every day to keep your premiums low.
Is there a risk in purchasing cheap auto insurance?
At GEICO, cheap auto insurance doesn’t mean you have to compromise on limited coverage options, high deductibles, poor customer service, or lack of important safety features like emergency road service. service, features, and coverage options remain the same.
Vehicle Protection Limits That Could Diminish Your Rates
Free auto insurance quotes with a click and enter. Vern! You’ve joined the ranks of those who have saved hundreds of dollars on their auto insurance.
Now let’s talk about discounts, GEICO policyholders are surrounded by savings opportunities to make their auto insurance premiums more affordable. Here are a few of them:
Membership Discounts: If you are a member of one of the hundreds of professional or alumni organizations that partner with GEICO, you may be able to save with special discounts.
Military and Federal Discounts: If you are an active duty military member, member of the Armed Forces, reservist, or veteran, you can save with GEICO. Federal employees can also save with special discounts.
Multi-Policy Discount: Save up to 25% when you insure your car with GEICO and your home with a GEICO insurance agent.
Multi-Vehicle Discount: Save up to 25% off your premium when you insure multiple vehicles with GEICO.
Senior & 50+ Discount: We offer special benefits for seniors, including our Guaranteed Renewal Program.
Student Discount: Students receive a $200 discount on their auto insurance when they switch to GEICO.
Bundled Insurance: Save time and money when you bundle your home and auto insurance or auto and renters insurance with GEICO.
Affordable auto insurance really is that simple.
With GEICO, you don’t have to compromise quality for low-cost auto insurance, and GEICO works hard to make sure that “cheap” refers to auto insurance rates and not the quality of service or your experience as a policyholder. Figure out why drivers are changing to GEICO and get a free collision protection quote today.
Free auto insurance quotes with a click and enter. Vern! You’ve joined the ranks of those who have saved hundreds of dollars on their auto insurance.
Now let’s talk about discounts, GEICO policyholders are surrounded by savings opportunities to make their auto insurance premiums more affordable. Here are a few of them:
Membership Discounts: If you are a member of one of the hundreds of professional or alumni organizations that partner with GEICO, you may be able to save with special discounts.
Military and Federal Discounts: If you are an active duty military member, member of the Armed Forces, reservist, or veteran, you can save with GEICO. Federal employees can also save with special discounts.
Multi-Policy Discount: Save up to 25% when you insure your car with GEICO and your home with a GEICO insurance agent.
Multi-Vehicle Discount: Save up to 25% off your premium when you insure multiple vehicles with GEICO.
Senior & 50+ Discount: We offer special benefits for seniors, including our Guaranteed Renewal Program.
Student Discount: Students receive a $200 discount on their auto insurance when they switch to GEICO.
Bundled Insurance: Save time and money when you bundle your home and auto insurance or auto and renters insurance with GEICO.
Affordable auto insurance really is that simple.
With GEICO, you don’t have to compromise quality for low-cost auto insurance, and GEICO works hard to make sure that “cheap” refers to auto insurance rates and not the quality of service or your experience as a policyholder. Figure out why drivers are changing to GEICO and get a free collision protection quote today.
Auto Insurance For 85 years, we have been saving you money on auto insurance with affordable premiums and personalized service for each and every customer.
Start your auto insurance quote and see how much you can save! We all need auto insurance, and GEICO’s auto insurance can meet any need with cheap auto insurance rates, personalized coverage, and full service!
Save Money on Auto Insurance
Need more reasons to get a quote? GEICO cares about saving you money!
Auto Insurance Discounts
Discounts are available on standard features on newer vehicles, such as daytime running lights, airbags, anti-lock brakes, and more.
Bundle and save!
Save money when you combine your GEICO auto insurance with property insurance.
Other Ways to Save on Auto Insurance
GEICO offers discounts for students, federal employees, members of the military, and more.
Customize your auto insurance with the coverage you need.
GEICO makes it easy to customize your auto insurance policy to fit your needs.
The auto insurance coverage you need.
These pay for damage or injury to another person or their property caused by an accident for which you are found to be at fault.
Additional auto insurance coverages.
These are not mandatory, but can provide you with additional protection. These coverages usually address damages and/or injuries to you.
We can help you with picking the consideration you truly care about.
We get it. Auto insurance coverage is not easy. We are here to answer your questions about auto insurance.
Get an auto insurance quote Save time on quotes! Prepare your specific information. This will not only speed up the process, but also make it easier to complete the quote.
What information do you need for your auto insurance quote?
To prepare your auto insurance quote quickly, you will need the following
- A valid driver’s license
- Vehicle Identification Number (VIN)
- Address where your vehicle is stored
- During the quote process
We will explain your coverage options, including state minimum coverage amounts, and help you choose the best auto insurance policy for you and your family.
We will also ask you a few questions so we can save you money on the premiums you may be eligible for.
We will then provide you with your exclusive insurance rates. From there you can purchase directly online. It’s very easy. A cheerful young woman at the computer looking for cheap car insurance in Geico
How to compare auto insurance quotes
To best compare auto insurance quotes from different companies, choose the same:
Coverage: Coverage: Some items are required, but be sure to choose the same amount for each quote.
Policy Limit: Minimum Limit: There is a minimum limit, but you can use the coverage calculator to set a higher amount.
Deductible: Depending on your coverage, you will need to consider how much you can afford to pay for repairs to your car. In most cases, you can lower your claim by increasing your deductible.
This will give you an overall picture of the services offered by each insurance company.
Do you need auto insurance?
Why do you need auto insurance?
In the event that you own a vehicle, you want collision protection. Auto insurance helps you protect yourself and possibly others financially if you are involved in an accident. In just a few minutes, you can get individualized auto insurance quotes with competitive rates, discounts, and options.
Why Choose GEICO for Auto Insurance Why Choose GEICO for Auto Insurance. Cost is a significant figure picking protection.That’s why we work hard to help you save on auto insurance premiums!
Personalize your auto insurance with the coverage you need.
State law sets the minimum type and amount of coverage you need for auto insurance, but that’s not always enough. Wecanhelpyoufindthecoveragethat’srightforyouThat’s why we make it easy to customize your auto insurance.Essential auto insurance coverage.
These pay for damages or injuries to other people or their property caused by an accident in which you are found to be at fault.
In general, most states require the following auto insurance coverages
- Bodily injury coverage
- Property damage coverage
- Uninsured motorist coverage
These coverage amounts can be increased above the state minimum coverage amounts. Something you may want to consider is the type of car you typically drive. If you are in a city where people drive expensive cars, do you have enough coverage to pay to repair or replace those cars?
Additional auto insurance coverage.
These are not required, but can provide you with additional protection. These coverages usually address damages or injuries to you.
In general, here are some optional coverages
- Collision
- Comprehensive coverage
- Medical coverage
- Emergency roadside assistance
- Rental reimbursement
- Mechanical Breakdown Insurance
The question to consider here is whether you can pay for the repair or replacement of your car if it is damaged in an accident. Will you need a rental car while your vehicle is being repaired due to an accident covered by your policy?
We can help you with picking the incorporation you truly care about.We get it. Auto insurance coverage is not easy.
We can answer these questions:
- How much bodily injury coverage do I need?
- How much property damage coverage do I need?
- How much deductible should I have?
Our inclusion number cruncher can assist with responding to these inquiries and that’s only the tip of the iceberg.
Why choose GEICO for your auto insurance.
Price is important, but so is service. Whether you need to renew your auto insurance, file a claim, or have any insurance questions, we’re here to help.
Why choose GEICO?
- Benefits of GEICO Auto Insurance
- Average annual savings of over $500*.
- Tailored auto insurance discounts for you
- 85 years of involvement with the protection business97% customer satisfaction rate*.
- We can’t please everyone, but it never hurts to try. We promise to
- We take customer feedback seriously.
- We work hard every day to improve insurance for our customers.
- This is part of our effort to make insurance simple, fast, and easy.
- Make it easier with our app!
- GEICO Mobile App QR Code
- Scan this QR code to download the GEICO Mobile App.
GEICO is committed to making it easier for you to access your insurance through our app and online:
- Bill payment with one tap
- Digital ID card
- Claims and more
GEICO is focused on creating and improving what matters to you. Need help? You can also access our virtual assistant through the GEICO Mobile App.
- Local Insurance Agents
- GEICO’s insurance agents are here to help:
- We can answer your questions about auto insurance and more.
- We can respond to your inquiries face to face or via telephone.Our Commitment to Each Community
- Find a GEICO Insurance Agent near you.
- Convenient Claims and Repairs
Accidents can be stressful, and GEICO strives to make it easy for you:
- You can file an auto insurance claim online, through our insurance app, or by phone at any time.
- The Auto Repair Xpress® program is fast and convenient, and repairs are guaranteed for as long as you own the vehicle.
- 24/7 Roadside Assistance
- Adding emergency road service coverage to your auto insurance policy can help you
- Jump start your trip
- Flat tire replacement
- Towing (non-accidental), etc.
Auto Insurance Discounts – Auto Insurance Savings
Auto Insurance Discounts
See how much you can save on GEICO auto insurance GEICO offers discounts on new or existing GEICO auto insurance and premiums! These discounts include good driver discounts, multi-vehicle discounts, and more.
Save even more on your auto or motorcycle insurance policy with GEICO’s exclusive discounts and premium discounts Take advantage of as many discounts as you can for as little as $1!
Need help finding out how many auto insurance discounts you qualify for? We can help. Check out our online auto insurance quotes to see how much of a discount you may qualify for, and let our insurance professionals explain GEICO’s auto insurance discounts and more.
You can also view the motorcycle insurance discounts offered by GEICO.
Check GEICO Auto Insurance Discounts
- Discount Amount Available Discount Category
- Airbags 23% Vehicle Equipment
- Anti-lock brakes 5% Vehicle equipment
- Anti-theft system 23% Vehicle equipment
- Daytime running lights 3% Vehicle equipment
- New Car Discount 15% Vehicle Equipment
- Good driver 22% (5 years without accident) Driving history and habits
- Seat belt use Depends on driving history and habits
- Driver education
- Depends on driver education course Driver education
- Excellent students 15% Driver education
- Emergency Deployment 25% Affiliation Driver
- Federal Employees (Eagle) 12% Affiliated Drivers
- Members and Employees Varies by driver
- Military 15% Driver Affiliation
- Multi-Vehicle 25% Customer Loyalty
- Multi-policy Customer loyalty varies
Vehicle equipment discount
Airbag Discount
Discounts of up to 23% are available if your vehicle is equipped with airbags. These discounts apply to the medical payment or personal injury portion of your auto policy.
Anti-lock Brake Discount
Does your vehicle have a factory installed anti-lock braking system? Congratulations, you are now eligible for a 5% discount on certain auto insurance policies! You are now eligible for a 5% discount on certain auto insurance policies.
Anti-theft system discount
Cars with built-in anti-theft systems can receive up to a 23% discount off the comprehensive portion of your premium.
Daytime Running Light Discount
Vehicles with Daytime Running Lights as standard equipment are entitled to a 3% discount on certain auto insurance covers.
New Car Discount
New vehicles that are at least 3 years old are entitled to a discount of up to 15% on certain auto insurance policies.
Discounts based on driving history and habits
5-year accident-free good driver discount
Do you have a clean driving record? With the Good Driver Discount, you can save big on your auto insurance; if you’ve been accident-free for five years, you can get up to a 22% discount on most policies.
Seat Belt Wearing Discount
Keep your seatbelt fastened and lower your insurance premiums. If you and your passengers wear seat belts at all times, you may be eligible for a discount off the medical payments or personal injury coverage portion of your premium.
Driver Education Discount
Defensive Driving Discount
You may be eligible for additional discounts if you complete a defensive driving course. Please check your state-specific defensive driving information page to see if you qualify for this auto insurance discount.
Driver Education Discount
If a young driver in your family has completed a driver education course, you may be eligible for a discount on most coverage.
High Academic Achievement Discount
Full-time students in good academic standing may be eligible for discounts of up to 15% on certain coverages.
Driver Affiliation Discount
Emergency Deployment Discount
We are honored to offer special benefits to our U.S. military policyholders. If you are participating in an emergency deployment to an imminent danger zone, you may be eligible for an auto insurance discount of up to 25%. For a pre-deployment checklist, please visit our Military Programs page.
Federal Employee Discount (Eagle Discount)
If you are an active or retired federal employee, you may be eligible for an Eagle Discount of up to 12% on your total auto insurance premium. See Eagle Discount (available in most states) for details and eligibility.
Member and Employee Discounts
If you belong to one of the 500+ groups listed here, you may be eligible for additional discounts on your auto insurance premiums.
Military Discounts
GEICO is proud to give back to those who have given so much to our country. Active duty military, veterans, National Guard and Reserve members may be eligible for discounts of up to 15% on certain auto insurance policies.
Customer Loyalty Discounts
Multi-Vehicle Discount
Purchase two or more GEICO auto insurance policies and receive up to a 25% discount on most auto insurance policies.
Multi-Policy Discount
You may be eligible for a discount on your auto insurance policy when you purchase auto insurance with GEICO and then purchase homeowners, renters, condo, or mobile home insurance with a GEICO insurance agent.
Other Auto Insurance Savings Resources
4 Ways to Save on Auto Insurance
Student Discounts
Combining Homeowners and Auto Insurance
Auto Insurance Quotes
Find affordable auto insurance in minutes. We can help. Get an auto insurance quote or call us today.